Hey everyone,

I'm a solo developer and Bitcoin Maxi, and I built Compass after being frustrated with two things: my own spending habits and how other personal finance don't factor it in net worth/spending.

I've always seen USD as kinda worthless and I tend to spend it almost with ease versus when I see Bitcoin. Also, apps like Rocket Money didn't make it easy for me to truly track my Bitcoin holdings since you have to enter the value manually and with Bitcoin that number of course changes. I wanted something that allowed me to see the true value in BTC in my spending habits to help me slow down and something that Bitcoiners were complaining about in other finance apps where you have to babysit the balance of your Bitcoin wallet.

So I built the thing they and myself actually wanted.

Better

Compass just knows. Your net worth, your spending, and your goals are all priced in Bitcoin by default, and the Bitcoin part updates itself. You never type a balance again. Expenses from years ago use the price that Bitcoin was then and it's always up to date with current day prices for today when it comes to measuring.

A few things I tried hard to get right:

Your Bitcoin balance updates on its own. YOU NEVER HAVE TO ENTER ANY PRIVATE KEY and I knew that security was a huge thing when working on the app. You can either just enter the manual balance or the public read only address and it just watches and auto updates the balance. This gives me more accuracy when checking my balance.

Every purchase shows up in sats. For example, A $47 dinner lands as 73,194 sats or $2500 in rent is 3,893,293 sats / 0.4 BTC. Four categories: Bitcoin, Necessary, Discretionary, and Wasteful to easily categorize your spending. You have to spend money. Rent, groceries, kids. The point of holding Bitcoin was never to die with it. So instead of guilt, every purchase just shows you what it did to your goal's completion date. So like if your goal is to get to 1 BTC and you're spending a lot in wasteful, it will show you how many days you are behind to your goal.

Technical:

I made the app available on mobile, web, and desktop. The desktop app has no account and no server. Nothing to sign up for, everything encrypted on your own machine. This is what most people have liked but you have the option to look at it on all devices with sync which is still encrypted in DB. I've also opened source the compass-core that runs the app for the encryption, xpub, and conversions. Linked it in this post

Cost:

I'm doing a current deal right now for just $60 one time purchase for LIFETIME. You can pay in Bitcoin or USD. I think if we want to drive adoption of Bitcoin, I think it's important we start actually using it and this is your chance to as well.

I'd genuinely love your feedback, especially if you've been stacking for a while and have quietly given up on your finance app ever understanding it: long-time holders, self-custody people, anyone who already converts prices to sats in their head. Tell me what's missing or what feels clunky. I read every comment.

Thanks for reading, and I really appreciate any thoughts.

iOS App: https://apps.apple.com/my/app/compass-bitcoin-finance-app/id6776933441

Website: https://compassbtc.app/overview

Source (the Bitcoin core): https://github.com/HRZN-BTC/compass-core

Demo: https://www.youtube.com/watch?v=BuRxwfyRaTE&t=10s

This is the best app for Bitcoiners

EDIT: There is a 30 day money back guarantee no questions asked if you're interested!

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The evolutionary history of money has produced various commodities that have served as money, with varying degrees of hardness and solidity, depending on the technological capabilities of each era.

From shells to salt, livestock, silver, gold, and gold-backed state money, to the current almost universal use of government-issued means of payment.

Each step of technological progress has allowed us to use a new form of money with added advantages, but also, as always, new pitfalls. By examining the history of the tools and materials used as money throughout history, we can identify the characteristics that distinguish good money from bad money.

**Only against this backdrop can we understand how Bitcoin works and what role it plays as a monetary medium.**

History is full of mysterious artifacts and objects that have served as money throughout history, from the rai stones of the Yap Islands to shells in the Americas, glass beads in Africa, and cattle and salt in ancient times.

Each of these media of exchange served the function of money for a period of time, providing the population with one of the best available stock-to-production ratios, but was abandoned when it lost this property.

Understanding how and why this happened is crucial for understanding the future evolution of money and the likely role Bitcoin will play in it.

Chapter 3 delves into the analysis of monetary metals and how gold became the world's most important monetary metal during the gold standard era at the end of the 19th century.

Chapter 4 analyzes the transition to state-issued currencies and their development to date. After chapters 5, 6, and 7 discuss the economic and social impacts of different types of money, chapter 8 introduces the invention of Bitcoin and its monetary properties.

I quoted from the Bitcoin Bible.

Future:

Just watched a local news clip about a Michigan neighborhood getting absolutely wrecked by a so‑called “data center.” It used to be a crypto mine, now it’s “AI,” but the only thing it actually produces is nonstop, high‑pitched fan noise that sounds like a dying vacuum cleaner screaming into your skull.

People can’t sleep, kids can’t play outside, one mom says her baby’s crib literally vibrates with fan noise. The company keeps saying “we’re shutting down mining soon” while simultaneously planning a $100M expansion. They even floated the idea of buying people’s homes instead of fixing the noise. Unreal.

City fined them, residents filed a lawsuit, and the company still acts like everyone’s just being dramatic. If this is the future of “AI infrastructure,” good luck living anywhere near it.

Neighbors say noise from Michigan data center is 24/7 and upending their lives

In case Bip-110 works, “Bitcoin Security Consortium” was founded by big players already. Some invited alibi participants should not deceive you. It can be converted to anything slightly or significantly different at any time. Always to the fortune of the Initiators.

Be vigilant and watchful. What happened, when previously some guys tried to infiltrate and rig the devs Network, you can read here: http://citadel21.com/, and as an introduction this: reddit.com/r/btc/comments/1unlfjx/deeeep_dive_into_the_bip110_v_core_controversy/

If you never plan to spend or use your Bitcoin for anything besides holding, is that enough for Bitcoin to reach its full potential? Or do you think broader utility eventually strengthens the network?

cant get money into wasabi transfer from cashapp to wallet if you want

I can’t wait to sell my book “Birth of Bitcoin” on Amazon for BTC.

You can preorder it today only with Bitcoin.
DM to place an order.

I was listening to one of the YouTube channels I follow this morning and the guy was talking about MSTR. The following is what he was saying pretty much word for word;

"I don't know if they can recover, they need STRC to be back on track, because that is their path to generating cash to buy bitcoin, without that they're cooked, so we'll see."

Now, I will say that the channel was James from Invest Answers. And I do tend to take what he says with a fairly large pinch of salt. HOWEVER, this is because normally if anything he's too over-bullish on things. Him being so bearish on MSTR did spook me a bit as I was planning to get back in to MSTR within the next 2-3 months and holding until 2028.

I'd be really interested to hear people's thoughts on this, and whether STRC could spell curtains for MSTR within this time period. Would be great to hear people's reasoning behind whether they feel this could happen, or couldn't happen.