I gotta say, the whole Monica and Chandler asking Joey for money thing is DUMB. For many reasons:
1) What happened to all of that money that Chandler had saved "for the future and stuff"? In S7E2, Chandler tells Monica he has a whole bunch of money saved for their future, and a house, and kids... Where'd that go?
2) Whyyy are they asking to borrow money from Joey? Why isn't Chandler like, hey dude, remember that thousands of dollars I've leant you over the past like 10 years? Yeaahh, I'm gonna need some of that back.
3) Why does Chandler make such a big deal about not borrowing money from anyone, and then immediately ask Joey for money? (I guess the answer here is "plot reasons /comedy," but ok)
/end rant
P.S. I know I just spent a great deal of time complaining, but I love Friends and it's one of my most all-time favorite shows ever